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Superannuation

UniSuper is the industry fund dedicated exclusively to those who work in the Australian higher education and research sector, including ECU staff.

Your UniSuper membership gives you the option and features to help build and manage your super throughout your working life and into retirement. Your membership is also portable across the higher education and research sector.

Your super

ECU does not offer choice of fund. All superannuation contributions are made into UniSuper. UniSuper is the industry fund dedicated exclusively to those who work in the Australian higher education and research sector, including ECU staff.

For information about your UniSuper account, ECU has a dedicated UniSuper On-Campus Consultant, Petrese Ivey, located on Joondalup Campus.  There is no cost for using this service and Petrese can provide general advice on any matter related to your UniSuper account.  To make an appointment please use the UniSuper online booking system and self-select a date and time that is convenient for you.  Appointments are also available at Mount Lawley and South West Campus throughout the year.

Alternatively you can visit the website, watch this short video for an introduction to UniSuper or call the general information helpline on 1800 823 842.

UniSuper runs free seminars and webinars for members throughout the year, covering a range of topics for people at different stages in their lives.

Your contributions

Super rates in ECU Enterprise Agreement 2017

A 17% employer contribution applies to the following staff:

  • Fixed-term contract staff who are continuously employed for two years or more;
  • All Ongoing staff

OR

An employer contribution that is equal to the legislated super guarantee (SG) shall be made in respect of:

  • Fixed-term contract staff who have less than two years continuous service;
  • general casual staff; and
  • academic casual staff.

Note: Super contributions for Survey Research Centre, Vario and Sport and Recreation staff are calculated differently. Please contact Payroll to discuss your contributions.

Super contributions from your pay are invested in your choice of one of a number of investment strategies. You can opt to change or reduce your contributions to suit your circumstances.

If you don't choose an investment strategy, contributions are invested in the 'Balanced' option, UniSuper's current default investment strategy.

For more information about UniSuper investment strategies and contribution options, please visit their website.

Salary packaging and super

If it suits your particular circumstances, you can elect to salary sacrifice a portion of your salary into your superannuation account.

For more information, download the Salary Sacrifice Agreement Super form from the Finance and Business Services Forms web page, or contact UniSuper.

Changes to your super

It's important to get the most out of your superannuation, whatever stage of your life or career, because a small difference now can lead to a large one when you finish working.

For example, you can change how your super is invested with UniSuper. You don't have to stay with the 'Balanced' investment option that you started on when you joined ECU.

You can also change how much you contribute to your super each fortnight, or make a lump sum payment if you receive a bonus or a tax refund.

And, if you have other super funds from previous jobs, you can roll them into your UniSuper account to make it easier to manage and to save on fees.

Talk to UniSuper about these options and make the most of your investment.

Nominating beneficiaries

Superannuation, including any insurance held within in, does not form part of your estate. The UniSuper Trustees are responsible for the payment of your super benefits. You need to give the Trustees direction as to how proceeds are payable. By nominating beneficiaries will advise the Trustees who should recieve your benefit. You can nominate beneficiaries by using the form available in the Downloads section or for more information, contact the UniSuper On-Campus Consultant to arrange an appointment or the Nominating beneficiaries webpage.

There are two types of nominations:

  • Binding - written direction to the Trustee ensuring the Trustee pays your benefit as directed and in a timely manner. This type of nomination can be updated at any time.
  • Preferred - this nomination gives the Trustee direction but does not guarantee the proceeds are paid to the nominated person. A Preferred nomination can be challenged and possibly overruled.

Super seminars and webinars

UniSuper runs free seminars and webinars for members throughout the year, covering a range of topics for people at different stages in their lives.

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