Availability
Sharmeen is available at Joondalup campus or via teleconference Wednesdays from 10am - 2pm.
Top 3 Skills
Training areas
Sharmeen provides support from her own experience with:
Research area
Sharmeen is a PhD student in the School of Business and Law. Her research is about individual credit scoring through the perspective of social inclusion. Due to the Covid 19 pandemic, credit restoration has become an emerging issue in Australia given the increasing number of consumers facing financial hardship and it is directly aligned with the Australian government’s long-term objectives for strengthening the financial sector, preventing specific layers of society from falling into financial insecurity, and improve or restore their credit standing. The research project aims to analyze the current market structure of individual credit score repairing in Australia and identify the social inclusion need through individual credit data analysis. A further focus of this research is to provide significant and original insights into the social characteristics of borrowers that can drive better credit outcomes.
Background
Sharmeen completed her Master by Research in Finance from Murdoch University in 2019. Her Master thesis outcomes have been published in Q1 ranking journals and she has attended multiple conferences. Before coming to Australia, she completed her Bachelor of Business Administration (BBA) and Master of Business Administration (MBA) from Bangladesh, her country of origin. During her MBA, she worked as HR Manager and at different banks in Bangladesh. After migrating to Australia, she worked in customer service roles and volunteered for different Industries. She has been awarded an Industry Engagement PhD scholarship to pursue a PhD. Currently, as part of her PhD project, she is working with one Finance Industry in a Business Development Manager role. Sharmeen enjoys travelling all over the world to explore and is always ready to get involved with people to help and assist them. She loves swimming, keeps herself active at the Gym and loves to take on challenges.